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Maine Paycheck Calculator

Estimate Maine take-home pay — federal tax, FICA, and 5.8% / 7.15% withholding after W-4ME allowances.

Your Pay Details

Total gross pay before any deductions.

Pre-tax deductions

Pre-tax retirement contributions — capped at $24,500 per year.

Your share of employer plan premiums, paid pre-tax.

Advanced optionsOvertime, tips, Roth, and special tax situations

Exempt from federal income tax up to $25,000 under OBBBA — but fully taxable on your state return.

After-tax — reduces take-home pay but not your taxes.

Results update automatically as you type — nothing is submitted or stored.

Your Estimated Take-Home

Net pay per bi-weekly paycheck

$2,218

$57,658 per year ·23.1% of gross withheld

Gross

$2,885

Federal tax

$295

10.2% effective

FICA

$221

Maine tax

$151

5.2% effective

  • Federal income tax$7,670
  • FICA$5,738
  • ME state tax$3,935
  • Pre-tax deductions$0
  • Take-home pay$57,658
Gross pay$75,000
Federal income tax$7,670
FICA$5,738
ME state tax$3,935
Pre-tax deductions$0
Take-home pay$57,658

How Maine paychecks are calculated

Maine withholding follows MRS percentage method on annual wages after W-4ME allowances — graduated rates from 5.8% through 7.15%. Employers start with annualized wages, subtract pre-tax deferrals to reach federal AGI, then subtract allowance value before the percentage method runs.

On $75,000 single with zero allowances, Maine withholding wages are $62,150 and state tax is $3,934.63 — about $151.33 per bi-weekly check on the state line alone.

Maine has no county or city earned-income tax on ordinary W-2 wages. Once you account for federal, FICA, and the state line, you have the full picture for a typical private-sector paycheck in Portland, Bangor, or Lewiston.

Maine vs New Hampshire and Massachusetts

Border comparisons matter when you commute across state lines. At $75,000 single with no allowances, Maine withholding is $3,934.63 here versus $0.00 in New Hampshire (no wage tax) and $3,750.00 in Massachusetts — take-home $57,658 in Maine in this model.

$75,000 single — engine output
StateState taxTake-home
Maine$3,934.63$57,658
New Hampshire$0.00$61,593
Massachusetts$3,750.00$57,498

Maine income tax and Form W-4ME

Married filing jointly uses the married MRS percentage method column — on $75,000 that produces $2,694.10 Maine tax versus $3,934.63 single here. Head of household uses the same percentage table as single filers in MRS percentage method.

Each W-4ME allowance in the calculator subtracts $5,300 from withholding wages. One allowance on $75,000 drops state tax from $3,934.63 to $3,576.88.

$75,000 salary, 0 W-4ME allowances — engine output
Filing statusME withholding wagesME taxTake-home
Single$62,150$3,935$57,658
Married filing jointly$46,450$2,694$61,928

Maine paycheck examples

Single filer, 0 W-4ME allowances — engine output
SalaryME taxTake-home
$30,000$995$25,290
$40,000$1,575$32,745
$50,000$2,247$40,108
$60,000$2,922$47,468
$75,000$3,935$57,658
$100,000$5,711$73,469

$75,000 salary

Line itemAmount
Gross pay (annual)$75,000
Federal income tax−$7,670
FICA−$5,738
Maine income tax−$3,935
Take-home (annual)$57,658
Take-home (per Bi-Weekly paycheck)$2,218

$40,000 salary

Line itemAmount
Gross pay (annual)$40,000
Federal income tax−$2,620
FICA−$3,060
Maine income tax−$1,575
Take-home (annual)$32,745
Take-home (per Bi-Weekly paycheck)$1,259

Maine tax is $1,574.70 on $40,000 versus $3,934.63 on $75,000 — more income sits in the 7.15% tier at higher salaries.

Hourly wages and Maine take-home pay

Hourly workers annualize first: rate × 40 hours × 52 weeks. At $25 an hour that is $52,000 gross — about $800 per weekly check with $2,382 Maine tax and $4,060 federal. Overtime and bonuses add to the same annual wage base when you enter them above.

Single filer, 0 W-4ME allowances, bi-weekly pay frequency — engine output
Hourly rateAnnual gross (40 hr/wk)ME taxTake-home
$15/hr$31,200$1,064$26,185
$20/hr$41,600$1,680$33,925
$25/hr$52,000$2,382$41,580
$30/hr$62,400$3,084$49,234
$40/hr$83,200$4,510$62,851

Bi-weekly and monthly pay in Maine

Pay frequency changes the per-check amount, not the annual tax math. Maine withholding annualizes wages, computes tax once, then your employer divides net pay across paychecks. A $75,000 salary with zero allowances lands at about $2,218 per bi-weekly check versus $4,805 per monthly check — same annual take-home, different slice size.

$75,000 single, 0 W-4ME allowances
Pay frequencyPaychecks / yrGrossME taxNet
Weekly52$1,442$76$1,109
Bi-Weekly26$2,885$151$2,218
Semi-Monthly24$3,125$164$2,402
Monthly12$6,250$328$4,805

Related tools

Estimate only — not tax advice

This calculator models 2026 federal rules and Maine Revenue Services withholding (5.8% / 7.15% after W-4ME allowances). W-4ME worksheet elections, additional dollar withholding, and return-side standard deductions are not fully modelled. Confirm amounts with your employer, the Maine Department of Revenue, or a licensed tax professional.

Frequently Asked Questions

How much tax is taken out of a paycheck in Maine?
Federal income tax, FICA, and Maine state income tax. On $75,000 single with zero W-4ME allowances, this calculator estimates $7,670 federal, $5,738 FICA, and $3,934.63 Maine tax — about $2,218 per bi-weekly check. Omaha and Lincoln do not add a local wage tax on ordinary W-2 pay.
Does Maine have state income tax?
Yes. Maine uses MRS percentage-method tables on wages after W-4ME allowances — marginal rates from 5.8% up to 7.15% on the annual table, with separate single and married columns.
What taxes come out of a Maine paycheck?
Typically federal income tax, Social Security, Medicare, and Maine state withholding. At $75,000 gross, total deductions here are $17,342 — $57,658 take-home annually.
How do I calculate Maine take-home pay?
Annualize gross pay, subtract pre-tax deferrals, subtract $5,300 per W-4ME allowance, apply the MRS percentage method annual percentage table for your filing status, then divide net annual pay by pay periods. On $75,000 you get about $2,218 per bi-weekly check here.
How does Maine paycheck withholding work?
Form W-4ME sets filing status and allowance count. Employers annualize wages, subtract allowance value, and run MRS percentage-method tables. One allowance on $75,000 drops Maine tax from $3,934.63 to $3,576.88 here.
How are hourly wages taxed in Maine?
Hourly pay is annualized first. At $25 an hour for 40 hours, gross is $52,000 — about $800 per weekly check with $2,382.13 Maine tax in this model.
How are salaries taxed in Maine?
Salary uses the same percentage method on annualized wages. On $75,000 with no dependents, Maine withholding is $3,934.63 annually — about $151.33 per bi-weekly check on the state line.
What is Maine payroll tax?
For most W-2 employees, Maine payroll tax on the paycheck means state income tax withholding at 5.8% and 7.15% plus federal FICA — not a separate flat surtax. Employer unemployment taxes are not deducted from net pay.
Do W-4ME allowances change Maine withholding?
Each allowance subtracts $5,300 from annual wages before brackets run. One allowance on $75,000 cuts state tax from $3,934.63 to $3,576.88 and raises take-home to $58,016 here.
Does a 401(k) lower Maine state tax?
Yes — Maine withholding wages follow federal AGI after pre-tax deferrals. A $10,000 traditional 401(k) on $75,000 drops Maine tax from $3,934.63 to $3,259.63.
How is a Maine bi-weekly paycheck calculated?
Annual Maine tax is divided by 26. On $75,000 with zero dependents, that is about $2,218 per bi-weekly check after $3,934.63 state withholding.
How does Maine compare to New Hampshire on the same salary?
At $75,000 single with zero allowances, Maine withholding is $3,934.63 here versus $0.00 in New Hampshire — take-home $57,658 versus $61,593 in this model.
What if I live in Maine but work in New Hampshire?
Maine taxes residents on worldwide income while New Hampshire does not tax wages. This calculator models Maine withholding on Maine-source wages only — cross-border credits and nonresident rules are not fully modelled. Talk to a CPA if you split time between states.
How does Maine compare to Massachusetts on the same salary?
At $75,000 single with no allowances, Maine withholding is $3,934.63 here versus $3,750.00 in Massachusetts — take-home $57,658 versus $57,498 in this model.
Is this Maine paycheck calculator the same as ADP or SmartAsset?
No affiliation. This tool embeds Maine Revenue Services percentage brackets (5.8% / 7.15%) and W-4ME exemption amounts. W-4ME worksheet lines B/C, additional dollar withholding, and return-side standard deductions are not fully modelled. Confirm amounts with your employer or a licensed tax professional.

⚠️ Disclaimer

This calculator provides estimates only. For personal financial advice, consult a licensed professional. Actual results may vary based on individual circumstances and current market conditions.