Maine Paycheck Calculator
Estimate Maine take-home pay — federal tax, FICA, and 5.8% / 7.15% withholding after W-4ME allowances.
Your Pay Details
Your Estimated Take-Home
Net pay per bi-weekly paycheck
$2,218
$57,658 per year ·23.1% of gross withheld
Gross
$2,885
Federal tax
$295
10.2% effective
FICA
$221
Maine tax
$151
5.2% effective
- Federal income tax$7,670
- FICA$5,738
- ME state tax$3,935
- Pre-tax deductions$0
- Take-home pay$57,658
| Line item | Per paycheck | Annual | Notes |
|---|---|---|---|
| Gross pay | $2,885 | $75,000 | Before deductions |
| Traditional 401(k) | $0 | $0 | Reduces taxable income |
| HSA | $0 | $0 | Reduces taxable income |
| Insurance premiums | $0 | $0 | Reduces taxable income |
| Federal income tax | $295 | $7,670 | 10.2% effective |
| Social Security | $179 | $4,650 | 6.2% up to annual wage base |
| Medicare | $42 | $1,088 | 1.45% on all wages |
| Additional Medicare | $0 | $0 | 0.9% above threshold |
| ME state income tax | $151 | $3,935 | 5.2% effective |
| Roth 401(k) | $0 | $0 | After-tax |
| Take-home pay | $2,218 | $57,658 | Everything above subtracted |
Federal taxable income: $58,900·Maine withholding wages: $62,150
Subtract $5,300 per W-4ME allowance and the phased Maine standard deduction (up to $12,850 single), then apply MRS percentage-method rates. No county wage tax.
Maine income tax — single (2026)
| Maine net wages | Rate |
|---|---|
| $0 – $27,400 | 5.8% |
| $27,400 – $64,850 | 6.75% |
| Over $64,850 | 7.15% |
Maine income tax — married filing jointly (2026)
| Annualized income | Rate |
|---|---|
| $0 – $54,850 | 5.8% |
| $54,850 – $129,750 | 6.75% |
| Over $129,750 | 7.15% |
Federal income tax brackets
| Rate | Single | Married filing jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,401 – $50,400 | $24,801 – $100,800 |
| 22% | $50,401 – $107,475 | $100,801 – $200,950 |
| 24% | $107,476 – $205,250 | $200,951 – $383,900 |
| 32% | $205,251 – $260,600 | $383,901 – $487,450 |
| 35% | $260,601 – $640,600 | $487,451 – $768,700 |
| 37% | Over $640,600 | Over $768,700 |
Tax year 2026 rates. Sources: Maine Revenue Services / 2026 Withholding Tax Booklet; IRS Rev. Proc. 2025-32.
How Maine paychecks are calculated
Maine withholding follows MRS percentage method on annual wages after W-4ME allowances — graduated rates from 5.8% through 7.15%. Employers start with annualized wages, subtract pre-tax deferrals to reach federal AGI, then subtract allowance value before the percentage method runs.
On $75,000 single with zero allowances, Maine withholding wages are $62,150 and state tax is $3,934.63 — about $151.33 per bi-weekly check on the state line alone.
Maine has no county or city earned-income tax on ordinary W-2 wages. Once you account for federal, FICA, and the state line, you have the full picture for a typical private-sector paycheck in Portland, Bangor, or Lewiston.
Maine vs New Hampshire and Massachusetts
Border comparisons matter when you commute across state lines. At $75,000 single with no allowances, Maine withholding is $3,934.63 here versus $0.00 in New Hampshire (no wage tax) and $3,750.00 in Massachusetts — take-home $57,658 in Maine in this model.
| State | State tax | Take-home |
|---|---|---|
| Maine | $3,934.63 | $57,658 |
| New Hampshire | $0.00 | $61,593 |
| Massachusetts | $3,750.00 | $57,498 |
Maine income tax and Form W-4ME
Married filing jointly uses the married MRS percentage method column — on $75,000 that produces $2,694.10 Maine tax versus $3,934.63 single here. Head of household uses the same percentage table as single filers in MRS percentage method.
Each W-4ME allowance in the calculator subtracts $5,300 from withholding wages. One allowance on $75,000 drops state tax from $3,934.63 to $3,576.88.
| Filing status | ME withholding wages | ME tax | Take-home |
|---|---|---|---|
| Single | $62,150 | $3,935 | $57,658 |
| Married filing jointly | $46,450 | $2,694 | $61,928 |
Maine paycheck examples
| Salary | ME tax | Take-home |
|---|---|---|
| $30,000 | $995 | $25,290 |
| $40,000 | $1,575 | $32,745 |
| $50,000 | $2,247 | $40,108 |
| $60,000 | $2,922 | $47,468 |
| $75,000 | $3,935 | $57,658 |
| $100,000 | $5,711 | $73,469 |
$75,000 salary
| Line item | Amount |
|---|---|
| Gross pay (annual) | $75,000 |
| Federal income tax | −$7,670 |
| FICA | −$5,738 |
| Maine income tax | −$3,935 |
| Take-home (annual) | $57,658 |
| Take-home (per Bi-Weekly paycheck) | $2,218 |
$40,000 salary
| Line item | Amount |
|---|---|
| Gross pay (annual) | $40,000 |
| Federal income tax | −$2,620 |
| FICA | −$3,060 |
| Maine income tax | −$1,575 |
| Take-home (annual) | $32,745 |
| Take-home (per Bi-Weekly paycheck) | $1,259 |
Maine tax is $1,574.70 on $40,000 versus $3,934.63 on $75,000 — more income sits in the 7.15% tier at higher salaries.
Hourly wages and Maine take-home pay
Hourly workers annualize first: rate × 40 hours × 52 weeks. At $25 an hour that is $52,000 gross — about $800 per weekly check with $2,382 Maine tax and $4,060 federal. Overtime and bonuses add to the same annual wage base when you enter them above.
| Hourly rate | Annual gross (40 hr/wk) | ME tax | Take-home |
|---|---|---|---|
| $15/hr | $31,200 | $1,064 | $26,185 |
| $20/hr | $41,600 | $1,680 | $33,925 |
| $25/hr | $52,000 | $2,382 | $41,580 |
| $30/hr | $62,400 | $3,084 | $49,234 |
| $40/hr | $83,200 | $4,510 | $62,851 |
Bi-weekly and monthly pay in Maine
Pay frequency changes the per-check amount, not the annual tax math. Maine withholding annualizes wages, computes tax once, then your employer divides net pay across paychecks. A $75,000 salary with zero allowances lands at about $2,218 per bi-weekly check versus $4,805 per monthly check — same annual take-home, different slice size.
| Pay frequency | Paychecks / yr | Gross | ME tax | Net |
|---|---|---|---|---|
| Weekly | 52 | $1,442 | $76 | $1,109 |
| Bi-Weekly | 26 | $2,885 | $151 | $2,218 |
| Semi-Monthly | 24 | $3,125 | $164 | $2,402 |
| Monthly | 12 | $6,250 | $328 | $4,805 |
Related tools
Estimate only — not tax advice
This calculator models 2026 federal rules and Maine Revenue Services withholding (5.8% / 7.15% after W-4ME allowances). W-4ME worksheet elections, additional dollar withholding, and return-side standard deductions are not fully modelled. Confirm amounts with your employer, the Maine Department of Revenue, or a licensed tax professional.