Tools & Calculators

Salary & Tax Calculators

Free, interactive tools to model federal General Schedule compensation, biweekly take-home pay across all 50 states, municipal wage taxes, and state-to-state relocation differences.

Popular & Multi-State

Featured Calculators

Multi-state modeling and federal compensation tools used nationwide.

Federal GS

GS Pay Calculator

Calculate your federal salary with grade, step, and locality adjustments for all 53 OPM areas across the nation.

Calculate Federal Salary
Veterans Affairs

VA Paycheck Calculator

Biweekly take-home pay for Title 38 Full, Title 38 Hybrid, and GS VA employees — with OASDI exemption logic.

Calculate VA Paycheck
Relocation

State Moving Comparisons

Compare net take-home pay, state income tax differences, and cost-of-living estimates between states before relocating.

Compare State Pairs
All 50 U.S. States

State Paycheck Calculators

Model net paycheck, state tax withholding, FICA, and local deductions for your state.

Municipal & Local Taxes

Local & Municipal Tax Calculators

City, county, and school district wage taxes that apply in addition to state and federal withholding.

600+ Cities

Ohio Local Income Tax Calculator

Municipal wage tax for Akron, Columbus, Cleveland, Cincinnati, Dayton, Toledo — separate from Ohio state withholding.

Open Ohio Hub
Local Wage Tax

Dayton Ohio Income Tax Calculator

2.5% city tax estimate for Montgomery County — local line only, not Ohio state tax.

Calculate Municipal Tax
Local Wage Tax

Toledo Ohio Income Tax Calculator

2.5% city tax estimate for Lucas County — local line only, not Ohio state tax.

Calculate Municipal Tax
Pay Scales & Documentation

Guides & Pay Scale References

Reference guides and documentation on federal schedules, locality adjustments, and government salary structures.

GS Pay Scale Guide

Reference

How GS grades, steps, and locality pay work — with OPM-sourced context and step progression rules.

Read complete guide

All Guides & Articles

Library

Browse our comprehensive editorial library covering federal compensation, state taxes, and cost of living.

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Frequently Asked Questions

What is the GS Pay Calculator?
The GS Pay Calculator is a free tool that estimates your federal salary based on your General Schedule (GS) grade, step, and locality pay area. It uses official OPM data to calculate your total annual and hourly compensation, including locality adjustments for all 53 pay areas across the United States.
How accurate are the salary calculations?
Our calculators use official data from the U.S. Office of Personnel Management (OPM) for GS pay scales and locality adjustments. The base pay figures are updated annually to reflect the latest federal pay raise. However, results are estimates — your actual paycheck may differ due to deductions like FERS retirement, FEHB health insurance, TSP contributions, and federal/state taxes.
Are these salary tools really free?
All tools on PayAtlas USA are completely free to use with no account or registration required. All data and tools are openly accessible.
What data sources are used for the calculators?
All federal pay data comes from the U.S. Office of Personnel Management (OPM), which publishes official GS pay scales and locality pay percentages. State salary data is sourced from the Bureau of Labor Statistics (BLS) Quarterly Census of Employment and Wages (QCEW). Cost of living indices reference the Missouri Economic Research and Information Center (MERIC).
Will more calculators and tools be added?
Yes. Our newest tool is the VA Paycheck Calculator, which calculates biweekly take-home pay for Title 38 Full, Title 38 Hybrid, and GS VA employees across all 50 states. We are also building a cost of living comparison tool and a relocation planner. New tools are prioritized based on user requests — contact us to suggest a tool you would like to see.
Can I use the GS Pay Calculator for job offer comparisons?
Absolutely. Enter the GS grade and step of a job offer, select the locality area where the position is located, and the calculator will show you the total annual salary including the locality adjustment. This helps you compare offers across different locations and pay grades.
What is the difference between base pay and total pay?
Base pay is the core salary determined by your GS grade and step on the General Schedule. Total pay includes your base pay plus the locality pay adjustment, which is a percentage that varies by geographic area. For example, the Washington DC locality adjustment adds approximately 33% on top of base pay. Your actual take-home pay will be lower after deductions for federal taxes, retirement (FERS), health insurance (FEHB), and Thrift Savings Plan (TSP) contributions.

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Looking for a specific calculator or jurisdiction? We prioritize updates based on user requests.

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⚠️ Disclaimer

This calculator provides estimates only. For personal financial advice, consult a licensed professional. Actual results may vary based on individual circumstances and current market conditions.