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Oregon Paycheck Calculator

Estimate Oregon take-home pay — federal income tax, FICA, Oregon graduated withholding (4.75% to 9.9%) with federal tax subtraction (up to $8,750), Paid Leave Oregon (0.6%), and Statewide Transit Tax (0.1%).

Your Pay Details

Total gross pay before any deductions.

Pre-tax deductions

Pre-tax retirement contributions — capped at $24,500 per year.

Your share of employer plan premiums, paid pre-tax.

Advanced optionsOvertime, tips, Roth, and special tax situations

Exempt from federal income tax up to $25,000 under OBBBA — but fully taxable on your state return.

After-tax — reduces take-home pay but not your taxes.

Results update automatically as you type — nothing is submitted or stored.

Your Estimated Take-Home

Net pay per bi-weekly paycheck

$2,144

$55,750 per year ·25.0% of gross withheld

Gross

$2,885

Federal tax

$295

10.2% effective

FICA

$221

Oregon tax

$205

7.1% effective

  • Federal income tax$7,670
  • FICA$5,738
  • OR state tax$5,317
  • Pre-tax deductions$0
  • Paid Leave Oregon (0.6%)$450
  • OR Statewide Transit Tax (0.1%)$75
  • Take-home pay$55,750
Gross pay$75,000
Federal income tax$7,670
FICA$5,738
OR state tax$5,317
Pre-tax deductions$0
Paid Leave Oregon (0.6%)$450
OR Statewide Transit Tax (0.1%)$75
Take-home pay$55,750

How Oregon paychecks are calculated

Calculating take-home pay in Oregon requires balancing federal taxes, FICA payroll taxes, state income tax withholding under official Department of Revenue formulas, and two employee payroll taxes: Paid Leave Oregon and the Statewide Transit Tax. While Oregon’s top personal income tax rate of 9.9% is among the highest in the country, the state provides unique offsets—most notably a federal tax subtraction of up to $8,750—and imposes no general state sales tax.

Oregon employers use Publication 150-206-436 to determine state withholding. The calculation starts with your gross pay, subtracts pre-tax benefit deferrals (traditional 401k, HSA, dental/vision, and health insurance), subtracts your actual federal withholding up to the state cap, and subtracts the Oregon standard deduction. Graduated tax rates are then applied, followed by a subtraction of $263 per Form OR-W-4 exemption credit.

State Income Tax
4.75% – 9.9%

Graduated into four tiers with federal tax withholding subtraction up to $8,750.

Paid Leave Oregon
0.60%

Employee contribution on gross wages up to the Social Security wage cap ($184,500).

Statewide Transit Tax
0.10%

Statewide transit tax withheld on all gross wages with no wage base cap.

Oregon state withholding formula and federal tax subtraction

A standout feature of the Oregon tax code is the federal tax subtraction. In 2026, employees earning under $125,000 (single) or $250,000 (married) can subtract up to $$8,750 of federal income tax from wages before calculating Oregon income tax. This provision significantly reduces taxable wages for middle-income workers.

Additionally, employees complete Form OR-W-4 to specify their filing status and allowances. The standard deduction built into the withholding formula is $2,910 for Single filers claiming fewer than 3 allowances, and $5,820 for Married filers and Single filers claiming 3 or more allowances. Each allowed exemption then provides a direct tax credit of $$263.

$75,000 gross salary comparison between Single and Married filing statuses (0 allowances)
Filing statusTaxable wagesAnnual OR taxPaid Leave + STTTake-home pay
Single$64,420$5,317$525$55,750
Married filing jointly$64,540$5,009$525$59,088

Oregon payroll taxes: Paid Leave Oregon and Statewide Transit Tax

Beyond state and federal income taxes, Oregon employees contribute to two dedicated state payroll funds:

  • Paid Leave Oregon (0.60%): Covers up to 12 weeks of paid leave per year for family bonding, serious health conditions, or safe leave. The statutory rate is 1.0%, with employees paying 60% (0.60%) on wages up to $184,500. Employers pay the remaining 40% (if having 25+ employees).
  • Statewide Transit Tax (0.10%): Enacted by the Oregon Legislature to fund statewide bus, rail, and community transit services. The 0.1% tax is deducted from 100% of employee gross wages with no ceiling.

Annual payroll contributions by salary level:

  • $$50,000 salary: $300.00 Paid Leave + $50.00 Transit Tax = $350.00 total.
  • $$75,000 salary: $450.00 Paid Leave + $75.00 Transit Tax = $525.00 total.
  • $$100,000 salary: $600.00 Paid Leave + $100.00 Transit Tax = $700.00 total.
  • $$200,000 salary: $1,107.00 Paid Leave (capped at $184,500) + $200.00 Transit Tax = $1,307.00 total.

Salaried vs hourly paycheck calculations in Oregon

Our paycheck calculator Oregon tool allows users to model both salaried careers and hourly employment. Oregon’s progressive tax structure means that as hourly wages or overtime hours increase, additional earnings are taxed at your marginal rate.

Estimated Oregon take-home pay across common hourly wages (single filer, 0 allowances)
Hourly rateAnnual gross (40 hrs/wk)Annual OR taxState payroll taxesAnnual take-home
$18/hr$37,440$2,763$262$29,238
$22/hr$45,760$3,403$320$35,225
$26/hr$54,080$3,781$379$41,474
$30/hr$62,400$4,421$437$47,460
$40/hr$83,200$5,940$582$60,839
$50/hr$104,000$7,760$728$73,506

For salaried employees, annual take-home pay scales predictably. Here is how standard salary milestones translate to annual take-home earnings:

Estimated Oregon take-home pay across standard salary benchmarks (single filer, 0 allowances)
Annual salaryAnnual OR taxState payroll taxesAnnual take-home
$35,000$2,575$245$27,483
$50,000$3,467$350$38,538
$75,000$5,317$525$55,750
$100,000$7,410$700$71,070
$150,000$12,805$1,050$99,972
$200,000$17,755$1,307$129,901

High earner scenario: $150,000 married paycheck calculation in Oregon

For a married couple filing jointly earning a combined salary of $150,000, Oregon’s progressive rates and federal tax subtraction provide meaningful relief. Under the married schedule, the 4.75% and 6.75% rates apply to the first $22,800 of taxable wages, with the 8.75% rate applying thereafter. Because household earnings are below the $250,000 phaseout threshold, the full $8,750 federal tax subtraction is allowed.

Detailed breakdown: $150,000 married filing jointly (biweekly)

Gross Pay (Biweekly)
$5,769.23
Federal + FICA
$1,031.35
OR Tax + Payroll
$471.62
Net Paycheck
$4,266.26

Annually, this $150,000 married household owes $$15,340 in federal tax, $$11,475 in FICA, $$11,212.13 in Oregon income tax, and $$1,050.00 in Oregon Paid Leave and Transit Tax, netting an estimated $$110,923 take-home pay.

Pay frequency comparison in Oregon

Oregon payroll rules require employers to state pay frequencies in writing. Whether you are paid weekly, biweekly, semimonthly, or monthly, your cumulative tax liability is divided evenly across payroll periods:

$75,000 single salary, 0 allowances across standard payroll intervals
Pay frequencyChecks / yearGross per checkOR state taxTake-home per check
Weekly52$1,442$102$1,072
Bi-Weekly26$2,885$205$2,144
Semi-Monthly24$3,125$222$2,323
Monthly12$6,250$443$4,646

Comparing Oregon take-home pay with Pacific Northwest neighbors

Many professionals compare employment opportunities between Oregon, Washington, and Idaho. Because Washington levies zero state personal income tax and Idaho maintains a flat 5.695% rate, state withholdings diverge significantly:

Comparison of $75,000 single salary across Pacific Northwest states
StateState income taxEstimated net take-home
Oregon$5,317.25$55,750
Washington$0.00$60,552
Idaho$3,121.70$58,471

While Washington offers higher net take-home pay, Washington consumers pay significant state and local retail sales taxes (averaging 8% to 10.5%). Oregon has zero sales tax, which balances the cost of living for many residents.

Related paycheck calculators

Washington paycheck calculator Idaho paycheck calculator California paycheck calculator

Estimate only — not tax advice

This calculator models 2026 federal income tax laws, Oregon Department of Revenue Publication 150-206-436 withholding formulas, Paid Leave Oregon contributions, and the Oregon Statewide Transit Tax. Local county or metro taxes (such as Multnomah County Preschool for All or Metro Supportive Housing Services personal income taxes for high earners) are not included. Actual withholding may vary depending on employer cafeteria plans or W-4 elections. Consult your payroll department or a licensed CPA for personalized advice.

Frequently Asked Questions

How do I calculate my paycheck in Oregon?
To calculate your Oregon paycheck: (1) Determine gross wages earned for the pay frequency period. (2) Subtract pre-tax deductions like traditional 401(k), HSA, and cafeteria insurance to find adjusted gross wages. (3) Compute federal income tax withholding and FICA payroll taxes (6.2% Social Security up to $184,500 and 1.45% Medicare). (4) Calculate Oregon state withholding under Publication 150-206-436 by subtracting your federal tax withholding (up to $8,750) and the Oregon standard deduction ($2,910 single / $5,820 married), applying graduated rates (4.75% to 9.9%), and deducting $263 per Form OR-W-4 exemption credit. (5) Deduct Paid Leave Oregon (0.60%) and the Oregon Statewide Transit Tax (0.10%). Subtracting these gives your net take-home pay.
How much tax is taken out of an Oregon paycheck?
Taxes deducted from an Oregon paycheck include Federal Income Tax, FICA (Social Security and Medicare), Oregon State Income Tax withholding, Paid Leave Oregon (0.6%), and the Statewide Transit Tax (0.1%). For example, on a $75,000 single salary with 0 allowances, our calculator estimates $7,670 federal income tax, $5,738 FICA, $5,317.25 Oregon state withholding, $450 in Paid Leave Oregon, and $75 in Transit Tax—yielding an estimated bi-weekly take-home pay of $2,144.24.
Does Oregon have a state income tax?
Yes. Oregon has a progressive individual state income tax with four brackets: 4.75%, 6.75%, 8.75%, and 9.9%. In exchange, Oregon is one of only five U.S. states with zero state or local general sales tax.
What is the federal tax subtraction in Oregon?
Oregon is one of very few states that permits employees to deduct a portion of their federal income tax from state taxable wages. For 2026, the maximum annualized federal tax subtraction is $8,750 for both Single and Married filers, phasing out at higher incomes ($125,000 to $145,000 for Single filers, and $250,000 to $290,000 for Married filers).
What taxes come out of an Oregon paycheck?
Mandatory deductions on an Oregon W-2 paycheck consist of: Federal Income Tax (FIT), Social Security tax (6.2%), Medicare tax (1.45%), Oregon State Income Tax withholding (graduated up to 9.9%), Paid Leave Oregon employee contribution (0.60%), and the Oregon Statewide Transit Tax (0.10%). Oregon does not have a general local or municipal wage income tax on typical state paychecks.
How do I calculate Oregon take-home pay?
Take-home pay equals gross earnings minus all statutory payroll taxes and elective employee deductions. Start with gross pay, deduct pre-tax 401(k) and health benefits, compute federal and FICA taxes, compute Oregon state income tax using the official Department of Revenue withholding formulas (incorporating the standard deduction, federal tax credit subtraction, and exemption credits), deduct the 0.6% Paid Leave and 0.1% Transit taxes, and subtract any post-tax deductions like Roth deferrals.
How do I calculate a weekly or biweekly paycheck in Oregon?
For biweekly schedules (26 pay periods per year), divide your annualized gross salary and total calculated tax withholdings by 26. On a $75,000 salary, gross biweekly pay is $2,884.62 and estimated net pay is $2,144.24. For weekly paychecks (52 pay periods), divide by 52. On a $52,000 annual salary ($1,000 weekly gross), estimated net pay is approximately $760 per week.
How do I calculate an hourly paycheck in Oregon?
Multiply your hourly wage rate by total hours worked in the pay period. Earning $25 per hour for 40 hours per week generates $1,000 gross per week ($52,000 annualized). Our calculator annualizes this wage, applies the Oregon progressive tax formulas, federal taxes, and state payroll deductions, resulting in approximately $769 net take-home pay per weekly check.
How does overtime affect my Oregon paycheck?
Overtime hours worked beyond 40 hours in a workweek are compensated at 1.5 times your regular rate under Oregon and federal wage laws. Overtime increases gross earnings and will be withheld at your marginal tax rate (typically 8.75% or 9.90% state plus federal and FICA). Overtime is fully subject to Oregon state income tax withholding, Paid Leave Oregon, and the Statewide Transit Tax.
What is Paid Leave Oregon and how does it appear on my pay stub?
Paid Leave Oregon is the state’s paid family and medical leave insurance program. It is funded by a 1.0% statutory payroll premium shared by employees (60%) and employers (40%). Employees contribute 0.60% (0.6%) of gross wages up to the Social Security wage base ($184,500), which appears as a payroll line item on your pay stub labeled "OR PFML" or "Paid Leave OR".
What is the Oregon Statewide Transit Tax (STT)?
The Statewide Transit Tax is a 0.10% (0.001) employee tax on gross wages established by House Bill 2017 to fund public transportation investments throughout Oregon. It applies to all wages earned by Oregon residents and non-residents working in Oregon, with no wage ceiling and no personal exemptions.
What deductions can reduce my Oregon take-home pay?
Pre-tax deductions—including traditional 401(k), 403(b), Section 125 health insurance, and Health Savings Accounts (HSA)—reduce your federal AGI and therefore reduce the starting wage base for Oregon state withholding. For instance, contributing $10,000 to a 401(k) reduces your annual Oregon state withholding by hundreds of dollars while building retirement wealth. Post-tax deductions like Roth 401(k) contributions and voluntary life insurance reduce take-home pay without lowering taxes.
How does Oregon compare to Washington on take-home pay?
On an identical $75,000 salary, an Oregon resident pays $5,317.25 in state income tax plus $525.00 in state payroll deductions, whereas a Washington worker pays $0 in state income tax and $1,040.37 in WA PFML and WA Cares. Take-home pay on $75,000 is approximately $55,750 in Oregon versus $60,552 in Washington. However, Oregon has no state sales tax, while Washington imposes significant state and local sales taxes.
Is this Oregon paycheck calculator affiliated with ADP or the Oregon DOR?
No. PayAtlas USA is an independent financial portal. This calculator applies the mathematical formulas specified in Oregon Department of Revenue Publication 150-206-436 and Oregon statutory payroll tax rules. It is designed for educational estimation and scenario planning. For official tax filings, consult your employer’s payroll office or a qualified Oregon tax advisor.

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⚠️ Disclaimer

This calculator provides estimates only. For personal financial advice, consult a licensed professional. Actual results may vary based on individual circumstances and current market conditions.