Vermont Paycheck Calculator
Estimate Vermont take-home pay — federal tax, FICA, and 3.35% / 8.75% withholding after W-4VT allowances.
Your Pay Details
Your Estimated Take-Home
Net pay per bi-weekly paycheck
$2,252
$58,551 per year ·21.9% of gross withheld
Gross
$2,885
Federal tax
$295
10.2% effective
FICA
$221
Vermont tax
$117
4.1% effective
- Federal income tax$7,670
- FICA$5,738
- VT state tax$3,042
- Pre-tax deductions$0
- Take-home pay$58,551
| Line item | Per paycheck | Annual | Notes |
|---|---|---|---|
| Gross pay | $2,885 | $75,000 | Before deductions |
| Traditional 401(k) | $0 | $0 | Reduces taxable income |
| HSA | $0 | $0 | Reduces taxable income |
| Insurance premiums | $0 | $0 | Reduces taxable income |
| Federal income tax | $295 | $7,670 | 10.2% effective |
| Social Security | $179 | $4,650 | 6.2% up to annual wage base |
| Medicare | $42 | $1,088 | 1.45% on all wages |
| Additional Medicare | $0 | $0 | 0.9% above threshold |
| VT state income tax | $117 | $3,042 | 4.1% effective |
| Roth 401(k) | $0 | $0 | After-tax |
| Take-home pay | $2,252 | $58,551 | Everything above subtracted |
Federal taxable income: $58,900·Vermont withholding wages: $75,000
Subtract $5,400 per W-4VT allowance, then apply Vermont DOR GB-1210 annual percentage-method rates. No municipal wage tax on ordinary W-2 pay.
Vermont income tax — single (2026)
| Vermont net wages | Rate |
|---|---|
| $0 – $3,925 | 0% |
| $3,925 – $54,675 | 3.35% |
| $54,675 – $126,775 | 6.6% |
| $126,775 – $260,225 | 7.6% |
| Over $260,225 | 8.75% |
Vermont income tax — married filing jointly (2026)
| Annualized income | Rate |
|---|---|
| $0 – $11,775 | 0% |
| $11,775 – $96,475 | 3.35% |
| $96,475 – $216,525 | 6.6% |
| $216,525 – $323,825 | 7.6% |
| Over $323,825 | 8.75% |
Federal income tax brackets
| Rate | Single | Married filing jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,401 – $50,400 | $24,801 – $100,800 |
| 22% | $50,401 – $107,475 | $100,801 – $200,950 |
| 24% | $107,476 – $205,250 | $200,951 – $383,900 |
| 32% | $205,251 – $260,600 | $383,901 – $487,450 |
| 35% | $260,601 – $640,600 | $487,451 – $768,700 |
| 37% | Over $640,600 | Over $768,700 |
Tax year 2026 rates. Sources: Vermont Department of Taxes / 2026 Withholding Tax Booklet; IRS Rev. Proc. 2025-32.
How Vermont paychecks are calculated
Vermont withholding follows Vermont DOR percentage method on annual wages after W-4VT allowances — graduated rates from 3.35% through 8.75%. Employers start with annualized wages, subtract pre-tax deferrals to reach federal AGI, then subtract allowance value before the percentage method runs.
On $75,000 single with zero allowances, Vermont withholding wages are $75,000 and state tax is $3,041.58 — about $116.98 per bi-weekly check on the state line alone.
Vermont has no county or city earned-income tax on ordinary W-2 wages. Once you account for federal, FICA, and the state line, you have the full picture for a typical private-sector paycheck in Burlington, Montpelier, or Rutland.
Vermont vs New Hampshire and Massachusetts
Border comparisons matter when you commute across state lines. At $75,000 single with no allowances, Vermont withholding is $3,041.58 here versus $0.00 in New Hampshire (no wage tax) and $3,750.00 in Massachusetts — take-home $58,551 in Vermont in this model.
| State | State tax | Take-home |
|---|---|---|
| Vermont | $3,041.58 | $58,551 |
| New Hampshire | $0.00 | $61,593 |
| Massachusetts | $3,750.00 | $57,498 |
Vermont income tax and Form W-4VT
Married filing jointly uses the married Vermont DOR percentage method column — on $75,000 that produces $2,118.04 Vermont tax versus $3,041.58 single here. Head of household uses the same percentage table as single filers in Vermont DOR percentage method.
Each W-4VT allowance in the calculator subtracts $5,400 from withholding wages. One allowance on $75,000 drops state tax from $3,041.58 to $2,685.18.
| Filing status | VT withholding wages | VT tax | Take-home |
|---|---|---|---|
| Single | $75,000 | $3,042 | $58,551 |
| Married filing jointly | $75,000 | $2,118 | $62,504 |
Vermont paycheck examples
| Salary | VT tax | Take-home |
|---|---|---|
| $30,000 | $874 | $25,411 |
| $40,000 | $1,209 | $33,111 |
| $50,000 | $1,544 | $40,811 |
| $60,000 | $2,052 | $48,338 |
| $75,000 | $3,042 | $58,551 |
| $100,000 | $4,692 | $74,488 |
$75,000 salary
| Line item | Amount |
|---|---|
| Gross pay (annual) | $75,000 |
| Federal income tax | −$7,670 |
| FICA | −$5,738 |
| Vermont income tax | −$3,042 |
| Take-home (annual) | $58,551 |
| Take-home (per Bi-Weekly paycheck) | $2,252 |
$40,000 salary
| Line item | Amount |
|---|---|
| Gross pay (annual) | $40,000 |
| Federal income tax | −$2,620 |
| FICA | −$3,060 |
| Vermont income tax | −$1,209 |
| Take-home (annual) | $33,111 |
| Take-home (per Bi-Weekly paycheck) | $1,274 |
Vermont tax is $1,208.51 on $40,000 versus $3,041.58 on $75,000 — more income sits in the 8.75% tier at higher salaries.
Hourly wages and Vermont take-home pay
Hourly workers annualize first: rate × 40 hours × 52 weeks. At $25 an hour that is $52,000 gross — about $814 per weekly check with $1,611 Vermont tax and $4,060 federal. Overtime and bonuses add to the same annual wage base when you enter them above.
| Hourly rate | Annual gross (40 hr/wk) | VT tax | Take-home |
|---|---|---|---|
| $15/hr | $31,200 | $914 | $26,335 |
| $20/hr | $41,600 | $1,262 | $34,343 |
| $25/hr | $52,000 | $1,611 | $42,351 |
| $30/hr | $62,400 | $2,210 | $50,108 |
| $40/hr | $83,200 | $3,583 | $63,778 |
Bi-weekly and monthly pay in Vermont
Pay frequency changes the per-check amount, not the annual tax math. Vermont withholding annualizes wages, computes tax once, then your employer divides net pay across paychecks. A $75,000 salary with zero allowances lands at about $2,252 per bi-weekly check versus $4,879 per monthly check — same annual take-home, different slice size.
| Pay frequency | Paychecks / yr | Gross | VT tax | Net |
|---|---|---|---|---|
| Weekly | 52 | $1,442 | $58 | $1,126 |
| Bi-Weekly | 26 | $2,885 | $117 | $2,252 |
| Semi-Monthly | 24 | $3,125 | $127 | $2,440 |
| Monthly | 12 | $6,250 | $253 | $4,879 |
Related tools
Estimate only — not tax advice
This calculator models 2026 federal rules and Vermont Department of Taxes withholding (3.35% / 8.75% after W-4VT allowances). W-4VT worksheet elections, additional dollar withholding, and return-side credits are not fully modelled. Confirm amounts with your employer, the Vermont Department of Revenue, or a licensed tax professional.