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Mississippi Paycheck Calculator

Estimate Mississippi take-home pay — federal tax, FICA, and 4% state tax above $10,000 of taxable wages.

Your Pay Details

Total gross pay before any deductions.

Pre-tax deductions

Pre-tax retirement contributions — capped at $24,500 per year.

Your share of employer plan premiums, paid pre-tax.

Advanced optionsOvertime, tips, Roth, and special tax situations

Exempt from federal income tax up to $25,000 under OBBBA — but fully taxable on your state return.

After-tax — reduces take-home pay but not your taxes.

Results update automatically as you type — nothing is submitted or stored.

Your Estimated Take-Home

Net pay per bi-weekly paycheck

$2,282

$59,325 per year ·20.9% of gross withheld

Gross

$2,885

Federal tax

$295

10.2% effective

FICA

$221

Mississippi tax

$87

3.0% effective

  • Federal income tax$7,670
  • FICA$5,738
  • MS state tax$2,268
  • Pre-tax deductions$0
  • Take-home pay$59,325
Gross pay$75,000
Federal income tax$7,670
FICA$5,738
MS state tax$2,268
Pre-tax deductions$0
Take-home pay$59,325

How Mississippi paychecks are calculated

Mississippi finished phasing down its income tax under HB 1733: 4% on taxable income above $10,000, with the first $10,000 taxed at 0%. That is not a flat 4% on gross pay — withholding subtracts the standard deduction ($2,300 single / $4,600 married), the personal exemption ($6,000 single / $12,000 married), and $1,500 per dependent on Form 89-350 before the brackets run.

Federal income tax and FICA still come out first in your mental model, but Mississippi wages follow federal AGI after pre-tax 401(k), HSA, and §125 health premiums. On $75,000 as a single filer with zero dependents, Mississippi taxable wages are $66,700 and state tax is $2,268 — about $87 per bi-weekly check on the state line alone.

Mississippi has no county or city earned-income tax on wages. Once you account for federal, FICA, and the state line, you have the full picture for a typical W-2 paycheck. Every figure updates live in your browser.

Mississippi income tax and Form 89-350

Form 89-350 is what your employer uses to set Mississippi withholding. Filing status drives the standard deduction and personal exemption — married filing jointly gets $4,600 and $12,000 before brackets, which is why the same $75,000 salary produces $1,936 Mississippi tax for a married couple versus $2,268 for a single filer here.

The dependent field in this calculator is the count of dependents you claim on Form 89-350 — not yourself or your spouse. Age 65+ and blind flags each add $1,500 to the exemption stack when you check them in the form.

$75,000 salary, 0 dependents — engine output
Filing statusMS taxable wagesMS taxTake-home
Single$66,700$2,268$59,325
Married filing jointly$58,400$1,936$62,687

Mississippi paycheck examples

Single filer, 0 dependents — engine output
SalaryMS taxTake-home
$30,000$468$25,817
$40,000$868$33,452
$50,000$1,268$41,087
$60,000$1,668$48,722
$75,000$2,268$59,325
$100,000$3,268$75,912

$75,000 salary

Line itemAmount
Gross pay (annual)$75,000
Federal income tax−$7,670
FICA−$5,738
Mississippi income tax−$2,268
Take-home (annual)$59,325
Take-home (per Bi-Weekly paycheck)$2,282

$100,000 salary

Line itemAmount
Gross pay (annual)$100,000
Federal income tax−$13,170
FICA−$7,650
Mississippi income tax−$3,268
Take-home (annual)$75,912
Take-home (per Bi-Weekly paycheck)$2,920

Higher incomes exhaust the $10,000 tax-free band quickly — state tax is $3,268 here.

Hourly wages and Mississippi take-home pay

Hourly workers annualize first: rate × 40 hours × 52 weeks. At $25 an hour that is $52,000 gross — about $820 per weekly check with $1,348 Mississippi tax and $4,060 federal. Overtime and bonuses add to the same annual wage base when you enter them above.

Single filer, 0 dependents, bi-weekly pay frequency — engine output
Hourly rateAnnual gross (40 hr/wk)MS taxTake-home
$15/hr$31,200$516$26,733
$20/hr$41,600$932$34,674
$25/hr$52,000$1,348$42,614
$30/hr$62,400$1,764$50,554
$40/hr$83,200$2,596$64,765

Bi-weekly and monthly pay in Mississippi

Pay frequency changes the per-check amount, not the annual tax math. Mississippi withholding annualizes wages, computes tax once, then your employer divides net pay across paychecks. A $75,000 salary with zero dependents lands at about $2,282 per bi-weekly check versus $4,944 per monthly check — same annual take-home, different slice size.

$75,000 single, 0 dependents
Pay frequencyPaychecks / yrGrossMS taxNet
Weekly52$1,442$44$1,141
Bi-Weekly26$2,885$87$2,282
Semi-Monthly24$3,125$95$2,472
Monthly12$6,250$189$4,944

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Estimate only — not tax advice

This calculator models 2026 federal rules and Mississippi DOR withholding (4% above $10,000 of taxable income after standard deduction, personal exemption, and dependent allowances). Form 89-350 dollar-election worksheets, married-both-working splits, retirement-income exclusions, and return-side credits are not fully modelled. Confirm amounts with your employer, the Mississippi Department of Revenue, or a licensed tax professional.

Frequently Asked Questions

How much tax is taken out of a paycheck in Mississippi?
Federal income tax, FICA, and Mississippi state income tax. On $75,000 as a single filer with no dependents, this calculator estimates $7,670 federal, $5,738 FICA, and $2,268 Mississippi tax — about $2,282 per bi-weekly check. Mississippi has no county wage tax.
Does Mississippi have state income tax?
Yes. Mississippi taxes 0% on the first $10,000 of taxable income and 4% on the excess for 2026. After the standard deduction and personal exemption, most workers still pay something on middle incomes.
How is Mississippi paycheck withholding calculated?
Employers annualize wages, subtract the filing-status standard deduction and personal exemption from Form 89-350, apply 0% to the first $10,000 of what's left, then 4% on the balance. Pre-tax 401(k), HSA, and health premiums reduce Mississippi wages.
How much is taken out of a $75,000 paycheck in Mississippi?
Total withholding and deductions of $15,676 on $75,000 gross — $59,325 take-home annually, or about $2,282 per bi-weekly paycheck.
How is a Mississippi hourly paycheck calculated?
Annualize hourly rate × hours × 52. At $25 an hour for 40 hours that is $52,000 gross — about $820 take-home per weekly check with $1,348 Mississippi tax.
Does a 401(k) lower Mississippi state tax?
Yes. Mississippi withholding wages follow federal AGI. On $75,000 with a $10,000 deferral, Mississippi tax drops from $2,268 to $1,868.
Does Mississippi have local income tax?
No earned-income tax at the city or county level on ordinary wages. Your Mississippi state line is the full state-and-local picture for a typical private-sector paycheck — unlike Tennessee's local-option sales taxes or Indiana's county income tax, nothing else comes out of wages for municipal income tax.
What is the difference between gross and take-home pay in Mississippi?
Gross is your salary before anything is withheld; take-home is what lands in your account after federal tax, FICA, and Mississippi state tax. At $75,000 gross with zero dependents, take-home is about $59,325 — roughly 79 cents on the dollar before benefit elections.
How do dependents affect Mississippi withholding?
Each dependent on Form 89-350 removes $1,500 from Mississippi taxable wages after the standard deduction and personal exemption. Two dependents on $75,000 drops Mississippi tax from $2,268 to $2,148 and raises take-home from $59,325 to $59,445 here.
How is a Mississippi bi-weekly paycheck calculated?
Annualize gross pay, subtract pre-tax deferrals, apply Mississippi's standard deduction and personal exemption for your filing status, run the 0% / 4% brackets, then divide annual net by 26. On $75,000 with zero dependents, that is about $2,282 per bi-weekly check after $2,268 Mississippi tax.
Is this Mississippi paycheck calculator the same as ADP or SmartAsset?
No affiliation. This tool uses Mississippi DOR 2026 rates embedded in the page. Confirm amounts with your employer or a licensed tax professional.

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⚠️ Disclaimer

This calculator provides estimates only. For personal financial advice, consult a licensed professional. Actual results may vary based on individual circumstances and current market conditions.