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Ohio Paycheck Calculator

Estimate your Ohio take-home pay in real time — federal tax, FICA, 2.75% state tax above $26,050, plus your city and school district earned income tax.

Your Pay Details

Total gross pay before any deductions.

Pre-tax deductions

Pre-tax retirement contributions — capped at $24,500 per year.

Your share of employer plan premiums, paid pre-tax.

Ohio local taxes

Ohio cities and school districts levy their own earned income taxes on top of state tax. Look up your rates on the Ohio Department of Taxation site, then enter them here. Include your school district rate in the resident field if your district has an income tax. Leave both at zero for a state-only estimate.

Combined city and school district rate where you live — Columbus, Cleveland, and Akron are 2.5% for many workers.

Rate where you work if you commute outside your home city. Payroll typically withholds the higher of your resident and work rates. Enter 0 if you live and work in the same place.

Ohio has no Pennsylvania-style Local Services Tax. Leave at 0 unless your employer withholds a fixed annual local charge.

Ohio municipal and school district tax resources — Ohio Department of Taxation

Advanced optionsOvertime, tips, Roth, and special tax situations

Exempt from federal income tax up to $25,000 under OBBBA — but fully taxable on your state return.

After-tax — reduces take-home pay but not your taxes.

Results update automatically as you type — nothing is submitted or stored.

Your Estimated Take-Home

Net pay per bi-weekly paycheck

$2,317

$60,246 per year ·19.7% of gross withheld

Gross

$2,885

Federal tax

$295

10.2% effective

FICA

$221

Ohio tax

$52

1.8% effective

Ohio local taxes

$0

$0 earned income·$0 flat·0.00% effective

  • Federal income tax$7,670
  • FICA$5,738
  • OH state tax$1,346
  • Ohio local taxes$0
  • Pre-tax deductions$0
  • Take-home pay$60,246
Gross pay$75,000
Federal income tax$7,670
FICA$5,738
OH state tax$1,346
Ohio local taxes$0
Pre-tax deductions$0
Take-home pay$60,246

How Ohio paychecks are calculated

Ohio paycheck math runs in layers. Start with gross pay — annual salary or hourly rate × hours × 52. Subtract pre-tax 401(k), HSA, and health premiums to get federal adjusted gross income; Ohio wage tax uses that same base. Apply the state rate: nothing on the first $26,050, then 2.75% on the rest. Federal income tax and FICA run on their own rules. If your city or school district levies an earned income tax, payroll withholds that too — often at the higher of your resident rate and your work-location rate when you commute.

Every figure updates in your browser from the 2026 rules embedded in this page. Nothing is submitted or stored.

Ohio local income tax

State tax is only half the Ohio story for most workers. Municipalities charge earned income tax — typically 1%–2.5%, with Columbus, Cleveland, and Akron at 2.5% for many residents. School districts in participating areas add another layer. Enter your combined resident rate (city plus school district) and, if you commute, your work-location rate. The calculator withholds the higher of the two, matching how most Ohio payroll systems treat resident vs non-resident rates.

Illustrative local rates on a $75,000 Ohio salary — enter your own rates in the calculator
Local rate (illustrative)Local tax on $75,000State + localCombined effectiveTake-home
None$0$1,3461.7948%$60,246
1%$750$2,0962.7948%$59,496
1.5%$1,125$2,4713.2948%$59,121
2%$1,500$2,8463.7948%$58,746
2.5%$1,875$3,2214.2948%$58,371
3%$2,250$3,5964.7948%$57,996

A commuter earning $60,000 who lives in a 1% jurisdiction but works in a 2.5% city sees $1,500 of local tax here — not $600 — because payroll applies the higher work-location rate.

Ohio paycheck examples

Every dollar below is computed by the engine above — not typed by hand.

$75,000 salary, no local tax

Line itemAmount
Gross pay (annual)$75,000
Federal income tax−$7,670
FICA (Social Security + Medicare)−$5,738
Ohio income tax−$1,346
Ohio local earned income tax−$0
Take-home (annual)$60,246
Take-home (per Bi-Weekly paycheck)$2,317

$75,000 with 2.5% local tax

Line itemAmount
Gross pay (annual)$75,000
Federal income tax−$7,670
FICA (Social Security + Medicare)−$5,738
Ohio income tax−$1,346
Ohio local earned income tax−$1,875
Take-home (annual)$58,371
Take-home (per Bi-Weekly paycheck)$2,245

Weekly, bi-weekly, and monthly pay in Ohio

$75,000 single filer, no local tax
Pay frequencyPaychecks / yrGross per paycheckOhio tax per paycheckNet per paycheck
Weekly52$1,442$25.89$1,159
Bi-Weekly26$2,885$51.77$2,317
Semi-Monthly24$3,125$56.09$2,510
Monthly12$6,250$112.18$5,021

Related tools and Ohio salary data

State salary directories Ohio local income tax calculator Pennsylvania paycheck calculator Illinois paycheck calculator All salary tools

Estimate only — not tax advice

This calculator models 2026 federal, Ohio state, and user-supplied local rates. Personal exemption credits on your annual Ohio return, business income, and complex resident credit rules are not fully modelled. Confirm amounts with your employer, the Ohio Department of Taxation, or a licensed tax professional.

Moving to or from Ohio?

Take-home comparisons use the same withholding engines as the paycheck calculators — federal, FICA, and state lines side by side.

Frequently Asked Questions

How much tax is taken out of a paycheck in Ohio?
Four layers on most Ohio paychecks: federal income tax, FICA, Ohio state income tax, and local earned income tax where your city or school district levies one. On a $75,000 salary as a single filer with no local tax, this calculator estimates $7,670 federal, $5,738 FICA, and $1,346 Ohio state tax — about $2,317 per bi-weekly check. Add a 2.5% local rate (common in Columbus, Cleveland, and Akron) and take-home falls to $58,371 a year.
What is the Ohio income tax rate?
For 2026, Ohio taxes nonbusiness income at a flat 2.75% on everything above a $26,050 zero bracket — the first $26,050 of Ohio taxable income is untaxed. House Bill 96 phased in the flat rate through 2026. The rate is the same for single and married filers; filing status does not change the Ohio bracket.
Does Ohio have local income tax?
Yes, and for many workers it matters more than the state rate. Nearly every Ohio city levies a municipal income tax, and hundreds of school districts add a separate earned income tax. Combined local rates often run 1%–3%. This calculator does not guess your rate — you enter your resident and work-location percentages so the estimate matches your pay stub.
How does Ohio school district income tax work?
Only districts that have passed a school income tax levy charge one — not every Ohio employee pays it. Where it exists, it is withheld as a percentage of earned income, often combined with your city rate on your W-2. Enter the total resident rate (city plus school district) in the resident field here. The Ohio Department of Taxation publishes school district rates and maps on its website.
How much tax is taken out of a $75,000 paycheck in Ohio?
With no local tax and no pre-tax deductions, this calculator estimates $14,754 total tax on $75,000 gross — $60,246 take-home annually, or about $2,317 per bi-weekly paycheck. Ohio state tax is $1,346 (1.7948% effective against wages). Federal tax and FICA make up the rest.
How is an Ohio hourly paycheck calculated?
Annualize first: hourly rate × hours per week × 52. At $25 an hour for 40 hours that is $52,000 gross. With a 2% local rate, this calculator estimates $714 Ohio tax, $4,060 federal, $3,978 FICA, and $1,040 local tax — about $812 per weekly check. Enter overtime premium separately under Advanced options.
Does a 401(k) lower Ohio state tax?
Yes. Unlike Pennsylvania, Ohio starts from federal adjusted gross income for wage earners, so traditional 401(k), HSA, and qualified health premiums reduce Ohio taxable wages the same way they reduce federal wages. On $75,000 with a $10,000 deferral, Ohio tax drops from $1,346 to $1,071 in this calculator.
Does Ohio tax overtime pay?
Yes, in full. Federal law (the OBBBA) now exempts overtime premium pay up to $12,500 a year for single filers from federal income tax. Ohio has not conformed, so overtime stays in Ohio taxable wages and in your local earned income tax base. Enter overtime under Advanced options and this calculator excludes it from federal tax only.
What is the difference between gross pay and take-home pay in Ohio?
Gross pay is everything you earn before deductions. Take-home (net) pay is what lands in your account after taxes and benefit elections. At $75,000 gross with no local tax, take-home is about $60,246 — roughly 80 cents on the dollar. Local tax can shave another 1–3 percentage points off that figure.
Is this Ohio paycheck calculator the same as ADP or SmartAsset?
No affiliation. This is an independent calculator built from Ohio Department of Taxation rates and the same federal rules as our other state tools. Use it to understand your breakdown; confirm withholding with your employer or tax professional before making financial decisions.

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⚠️ Disclaimer

This calculator provides estimates only. For personal financial advice, consult a licensed professional. Actual results may vary based on individual circumstances and current market conditions.