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Ohio Local Income Tax Calculator

Estimate municipal income tax for major Ohio cities — separate from Ohio state withholding (tax year 2026).

Wages & municipality

Municipal tax usually applies to W-2 wages (often Box 5 Medicare wages). This tool does not compute federal or Ohio state tax.

Ohio residents owe tax to their home city, with credits for tax paid elsewhere on annual returns.

Leave blank if you live and work in the same city. When they differ, payroll often withholds the higher resident or work rate.

Local tax estimate

Taxable wages$60,000.00
Home cityAkron
Work city—
Withholding-style rate2.5%
Estimated local income tax$1,500.00

Effective rate 2.5% on wages shown. Annual-return credits between cities are not fully modelled.

What this calculator covers

Ohio local income tax is a city-level charge on wages and self-employment income. It shows up on W-2 Box 19 or a separate local line on your pay stub — not on your Ohio IT 1040 state return by itself. This page answers municipal tax only.

Pick your home municipality and, if you commute, where you work. The estimate uses the higher of the two rates for withholding-style math, matching how many Ohio payroll departments treat resident versus work-location taxes.

Not a full paycheck estimate

For federal tax, FICA, and Ohio state tax together, use the Ohio paycheck calculator. You can enter the same local rate there manually; this tool fills in published city rates for you.

Ohio municipal rates in this tool

Rates below come from each city's income tax division (verified 2026-10-04). School district income taxes are not added automatically — include them in the wage base only if your district levies a separate earned-income tax.

Resident municipal rate — engine output at $60,000
MunicipalityResident rateTax on $60,000
Akron2.5%$1,500.00
Cincinnati1.8%$1,080.00
Cleveland2.5%$1,500.00
Columbus2.5%$1,500.00
Dayton2.5%$1,500.00
Toledo2.5%$1,500.00

Akron income tax example

Akron's rate has been 2.5% since January 2018. On $60,000 of wages, municipal tax is $1,500.00 — about $57.69 per bi-weekly check if your employer spreads withholding evenly.

Akron resident — engine output
Taxable wagesAkron taxEffective rate
$30,000$750.002.5%
$40,000$1,000.002.5%
$50,000$1,250.002.5%
$60,000$1,500.002.5%
$75,000$1,875.002.5%
$100,000$2,500.002.5%

Related tools

Estimate only — not tax advice

Municipal credits, school district taxes, and business income are simplified. Confirm rates with your city, RITA, CCA, or a licensed tax professional before changing withholdings.

Frequently Asked Questions

Does Ohio have local income tax?
Yes. Hundreds of Ohio cities and villages levy a municipal income tax on wages and business income. This calculator estimates that local line only — not Ohio's 2.75% state income tax above the zero bracket or federal withholding.
What is Akron Ohio income tax rate?
The City of Akron levies a 2.5% municipal income tax on qualifying wages. On $60,000 of local-taxable wages, that is $1,500.00 in this model. Akron allows a credit for tax paid to other municipalities, up to 2.5%.
How is Ohio municipal income tax calculated?
Multiply taxable wages by the applicable city rate. For paycheck withholding, employers often use the higher of your resident rate and your work-city rate on the same wage base. This tool follows that higher-rate shortcut; your annual city return may apply credits that lower the final bill.
Do I pay local tax where I live or where I work?
Usually both matter. You owe tax to the city where income is earned, and your home city may bill the difference if its rate is higher. Example: live in Akron (2.5%) and work in Cincinnati (1.8%) — this calculator estimates $1,875.00 on $75,000 using the 2.5% withholding-style rate.
Is Ohio local tax the same as Ohio state tax?
No. Ohio state income tax is collected by the Department of Taxation. Municipal tax is collected by each city (often through RITA, CCA, or the city's own division). Use the Ohio paycheck calculator at /tools/ohio-paycheck-calculator/ for state plus federal take-home; use this page for the city line alone.
What wages are taxable for Ohio city tax?
Most Ohio cities tax earned income — wages, salaries, commissions, and net profits from work performed in the city. Many employers use federal Medicare wages (W-2 Box 5) as the local base, which can include amounts excluded from federal income tax. Enter the wage figure your city uses.
Does Columbus have a local income tax?
Yes. Columbus charges a 2.5% municipal income tax on qualifying wages for residents and for income earned in the city. On $75,000, a Columbus resident estimate is $1,875.00 here.
What is the Cincinnati city earnings tax rate?
Cincinnati's municipal income tax rate is 1.8% for residents and for people who work in the city. On $75,000, that is $1,350.00 in this calculator.
What is the Dayton Ohio income tax rate?
The City of Dayton municipal rate is 2.5% on qualifying wages (2.25% base plus a 0.25% continuation levy effective January 1, 2025). On $60,000, a Dayton resident estimate is $1,500.00. See the Dayton page at /tools/ohio-local-income-tax-calculator/dayton/ for commuter examples.
What is the Toledo Ohio income tax rate?
Toledo charges 2.5% on gross wages for residents and for income earned in the city (2.25% base plus a 0.25% road levy for 2025–2028). On $60,000, a Toledo resident estimate is $1,500.00. Details: /tools/ohio-local-income-tax-calculator/toledo/.
How does this differ from the Ohio paycheck calculator?
The Ohio paycheck calculator models federal tax, FICA, Ohio state tax, and optional local rates you type in. This tool is local-only: pick an Ohio municipality from verified data and see the municipal estimate without mixing in state or federal lines.

⚠️ Disclaimer

This calculator provides estimates only. For personal financial advice, consult a licensed professional. Actual results may vary based on individual circumstances and current market conditions.