Missouri Paycheck Calculator
Estimate Missouri take-home pay — federal tax, FICA, graduated state brackets up to 4.7%, and optional Kansas City 1% earnings tax.
Your Pay Details
Your Estimated Take-Home
Net pay per bi-weekly paycheck
$2,269
$59,005 per year ·21.3% of gross withheld
Gross
$2,885
Federal tax
$295
10.2% effective
FICA
$221
Missouri tax
$100
3.5% effective
Missouri local taxes
$0
$0 earned income·$0 flat·0.00% effective
- Federal income tax$7,670
- FICA$5,738
- MO state tax$2,588
- Missouri local taxes$0
- Pre-tax deductions$0
- Take-home pay$59,005
| Line item | Per paycheck | Annual | Notes |
|---|---|---|---|
| Gross pay | $2,885 | $75,000 | Before deductions |
| Traditional 401(k) | $0 | $0 | Reduces taxable income |
| HSA | $0 | $0 | Reduces taxable income |
| Insurance premiums | $0 | $0 | Reduces taxable income |
| Federal income tax | $295 | $7,670 | 10.2% effective |
| Social Security | $179 | $4,650 | 6.2% up to annual wage base |
| Medicare | $42 | $1,088 | 1.45% on all wages |
| Additional Medicare | $0 | $0 | 0.9% above threshold |
| MO state income tax | $100 | $2,588 | 3.5% effective |
| Kansas City earnings tax | $0 | $0 | Higher of resident or work-location rate |
| $0 | $0 | Flat annual amount, not a percentage | |
| Roth 401(k) | $0 | $0 | After-tax |
| Take-home pay | $2,269 | $59,005 | Everything above subtracted |
Federal taxable income: $58,900·Missouri taxable wages: $58,900
Eight graduated brackets after the $16,100 standard deduction (single/married). Top rate 4.7% above $9,436 of Missouri taxable income.
Missouri income tax (2026)
| Missouri taxable income | Rate |
|---|---|
| $0 – $1,348 | 0% |
| $1,348 – $2,696 | 2% |
| $2,696 – $4,044 | 2.5% |
| $4,044 – $5,392 | 3% |
| $5,392 – $6,740 | 3.5% |
| $6,740 – $8,088 | 4% |
| $8,088 – $9,436 | 4.5% |
| Over $9,436 | 4.7% |
Standard deduction $16,100 single / married ($24,150 head of household) applies before these brackets. Married with one non-working spouse may claim $32,200 on MO W-4 Line 1 — not modelled here.
Federal income tax brackets
| Rate | Single | Married filing jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,401 – $50,400 | $24,801 – $100,800 |
| 22% | $50,401 – $107,475 | $100,801 – $200,950 |
| 24% | $107,476 – $205,250 | $200,951 – $383,900 |
| 32% | $205,251 – $260,600 | $383,901 – $487,450 |
| 35% | $260,601 – $640,600 | $487,451 – $768,700 |
| 37% | Over $640,600 | Over $768,700 |
Tax year 2026 rates. Sources: Missouri DOR Withholding Formula; IRS Rev. Proc. 2025-32.
How Missouri paychecks are calculated
Missouri finished moving to a lower top rate, but withholding is still graduated — not flat. After the standard deduction ($16,100 single / married, $24,150 head of household), eight brackets run from 0% through 4.7% on income above $9,436. That is not 4.7% on gross pay.
Federal income tax and FICA still dominate most pay stubs, but Missouri wages follow federal AGI after pre-tax 401(k), HSA, and §125 health premiums. On $75,000 as a single filer, Missouri taxable wages are $58,900 and state tax is $2,588 — about $100 per bi-weekly check on the state line alone.
Outside Kansas City, Missouri has no city wage tax on ordinary paychecks. KC residents pay an additional 1% earnings tax — enter it in the form above. Every figure updates live in your browser.
Missouri income tax and Form MO W-4
Form MO W-4 is what your employer uses to set Missouri withholding. Filing status drives the standard deduction — married filing jointly uses $16,100 when both spouses work; checking MO W-4 Line 1 for a non-working spouse raises the deduction to $32,200, which this calculator does not model separately. Missouri brackets themselves do not change with filing status.
Missouri does not use personal exemption allowances on withholding the way Indiana uses WH-4 allowances or Mississippi uses Form 89-350 dependents. The standard deduction is the main filing-status adjustment before brackets run.
| Filing status | MO taxable wages | MO tax | Take-home |
|---|---|---|---|
| Single | $58,900 | $2,588 | $59,005 |
| Married filing jointly | $58,900 | $2,588 | $62,035 |
Missouri paycheck examples
| Salary | MO tax | Take-home |
|---|---|---|
| $30,000 | $473 | $25,812 |
| $40,000 | $943 | $33,377 |
| $50,000 | $1,413 | $40,942 |
| $60,000 | $1,883 | $48,507 |
| $75,000 | $2,588 | $59,005 |
| $100,000 | $3,763 | $75,417 |
$75,000 salary
| Line item | Amount |
|---|---|
| Gross pay (annual) | $75,000 |
| Federal income tax | −$7,670 |
| FICA | −$5,738 |
| Missouri income tax | −$2,588 |
| Take-home (annual) | $59,005 |
| Take-home (per Bi-Weekly paycheck) | $2,269 |
$100,000 salary
| Line item | Amount |
|---|---|
| Gross pay (annual) | $100,000 |
| Federal income tax | −$13,170 |
| FICA | −$7,650 |
| Missouri income tax | −$3,763 |
| Take-home (annual) | $75,417 |
| Take-home (per Bi-Weekly paycheck) | $2,901 |
Higher incomes sit in the 4.7% bracket longer — state tax is $3,763 here versus $2,588 at $75,000.
Hourly wages and Missouri take-home pay
Hourly workers annualize first: rate × 40 hours × 52 weeks. At $25 an hour that is $52,000 gross — about $816 per weekly check with $1,507 Missouri tax and $4,060 federal. Overtime and bonuses add to the same annual wage base when you enter them above.
| Hourly rate | Annual gross (40 hr/wk) | MO tax | Take-home |
|---|---|---|---|
| $15/hr | $31,200 | $529 | $26,720 |
| $20/hr | $41,600 | $1,018 | $34,588 |
| $25/hr | $52,000 | $1,507 | $42,455 |
| $30/hr | $62,400 | $1,995 | $50,323 |
| $40/hr | $83,200 | $2,973 | $64,388 |
Kansas City earnings tax
Kansas City is the main local wrinkle in a Missouri paycheck. Residents pay 1% on wages — withheld separately from Missouri state income tax. On $75,000 gross, that is $750 a year and take-home drops from $59,005 to $58,255. St. Louis repealed its earnings tax; Springfield, Columbia, and Jefferson City have no wage tax.
| Local tax | MO state tax | KC earnings tax | Take-home |
|---|---|---|---|
| None | $2,588 | $0 | $59,005 |
| Kansas City 1% | $2,588 | $750 | $58,255 |
Bi-weekly and monthly pay in Missouri
Pay frequency changes the per-check amount, not the annual tax math. Missouri withholding annualizes wages, computes tax once, then your employer divides net pay across paychecks. A $75,000 salary lands at about $2,269 per bi-weekly check versus $4,917 per monthly check — same annual take-home, different slice size.
| Pay frequency | Paychecks / yr | Gross | MO tax | Net |
|---|---|---|---|---|
| Weekly | 52 | $1,442 | $49.76 | $1,135 |
| Bi-Weekly | 26 | $2,885 | $99.53 | $2,269 |
| Semi-Monthly | 24 | $3,125 | $107.82 | $2,459 |
| Monthly | 12 | $6,250 | $215.64 | $4,917 |
Related tools
Estimate only — not tax advice
This calculator models 2026 federal rules and Missouri DOR withholding (graduated brackets up to 4.7% after the standard deduction). MO W-4 Line 1 non-working spouse deduction ($32,200), additional withholding, dollar-election worksheets, and return-side credits are not fully modelled. Confirm amounts with your employer, the Missouri Department of Revenue, or a licensed tax professional.