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Cincinnati Ohio Income Tax Calculator

1.8% municipal income tax estimate for Cincinnati, Hamilton County (tax year 2026).

Your wages & city

Municipal tax usually applies to W-2 wages (often Box 5 Medicare wages). This tool does not compute federal or Ohio state tax.

Ohio residents owe tax to their home city, with credits for tax paid elsewhere on annual returns.

Leave blank if you live and work in the same city. When they differ, payroll often withholds the higher resident or work rate.

Local tax estimate

Taxable wages$60,000.00
Home cityCincinnati
Work city—
Withholding-style rate1.8%
Estimated local income tax$1,080.00

Effective rate 1.8% on wages shown. Annual-return credits between cities are not fully modelled.

Cincinnati municipal income tax

Cincinnati levies a 1.8% tax on wages subject to the city code. On $60,000 entered above, the estimate is $1,080.00 — not counting Ohio state income tax or federal withholding.

Source: City of Cincinnati Finance — 1.8% income tax effective October 2, 2020

Cincinnati tax examples

Cincinnati resident — engine output
Taxable wagesCincinnati taxEffective rate
$30,000$540.001.8%
$40,000$720.001.8%
$50,000$900.001.8%
$60,000$1,080.001.8%
$75,000$1,350.001.8%
$100,000$1,800.001.8%

Related calculators

Estimate only

Credits, estimated payments, and school district taxes are not fully modelled. Confirm with Cincinnati or your preparer.

Frequently Asked Questions

What is the Cincinnati Ohio income tax rate?
Cincinnati charges 1.8% on qualifying wages for residents and on income earned in the city. On $60,000, that is $1,080.00 in this calculator.
How do I calculate Cincinnati local income tax?
Multiply local-taxable wages by 1.8% for a resident who lives and works in Cincinnati. Commuters may see a different withholding rate if their work city charges more or less — use the work-city field on this page.
Is Cincinnati tax separate from Ohio state tax?
Yes. Ohio state income tax is handled on your state return and Ohio paycheck withholding. Cincinnati municipal tax is a separate city line. Combine both only on the full Ohio paycheck calculator if you want total take-home.
Do non-residents pay Cincinnati income tax?
If you work in Cincinnati but live elsewhere, you generally owe 1.8% on wages earned in the city. Residents can claim a credit for tax paid to other Ohio cities, capped at 1.8% on the annual return.
Where does Cincinnati publish its income tax rules?
See City of Cincinnati Finance — 1.8% income tax effective October 2, 2020. This page uses that published rate with last verified 2026-10-04.
How does this relate to my paycheck?
Employers withhold municipal tax based on your work and home addresses. This estimate helps you sanity-check Box 19 or local withholding before you file a city return.
Can I estimate commuting between two Ohio cities?
Yes. Set home to Cincinnati and pick a work municipality. The tool uses the higher resident or work rate for a withholding-style estimate.
Does this include school district tax?
Not automatically. If your school district levies a separate earned-income tax, add that rate through your employer or the Ohio paycheck calculator's local fields.

⚠️ Disclaimer

This calculator provides estimates only. For personal financial advice, consult a licensed professional. Actual results may vary based on individual circumstances and current market conditions.