New

Arkansas Paycheck Calculator

Estimate Arkansas take-home pay — federal tax, FICA, and DFA formula withholding up to 3.9% after the $2,470 standard deduction.

Your Pay Details

Total gross pay before any deductions.

Pre-tax deductions

Pre-tax retirement contributions — capped at $24,500 per year.

Your share of employer plan premiums, paid pre-tax.

Advanced optionsOvertime, tips, Roth, and special tax situations

Exempt from federal income tax up to $25,000 under OBBBA — but fully taxable on your state return.

After-tax — reduces take-home pay but not your taxes.

Results update automatically as you type — nothing is submitted or stored.

Your Estimated Take-Home

Net pay per bi-weekly paycheck

$2,276

$59,184 per year ·21.1% of gross withheld

Gross

$2,885

Federal tax

$295

10.2% effective

FICA

$221

Arkansas tax

$93

3.2% effective

  • Federal income tax$7,670
  • FICA$5,738
  • AR state tax$2,409
  • Pre-tax deductions$0
  • Take-home pay$59,184
Gross pay$75,000
Federal income tax$7,670
FICA$5,738
AR state tax$2,409
Pre-tax deductions$0
Take-home pay$59,184

How Arkansas paychecks are calculated

Arkansas withholding is not a flat rate on gross salary. The DFA formula annualizes pay, subtracts pre-tax 401(k), HSA, and health premiums, then subtracts a $2,470 standard deduction. The remaining net taxable income hits a percentage bracket with a fixed adjustment amount — gross tax rounds to the nearest dollar, then each AR4EC exemption knocks off $29.

On $75,000 with zero exemptions, net taxable income is $72,530 and Arkansas withholding is $2,409 — about $93 per bi-weekly check on the state line alone, before benefit elections.

Little Rock, Fayetteville, and Fort Smith do not add a local wage tax on ordinary W-2 income. Federal and FICA still apply everywhere. Change a field above and the breakdown updates in your browser.

Form AR4EC and the standard deduction

Form AR4EC is Arkansas's withholding certificate. Exemptions reduce tax after the formula computes gross withholding — they do not shrink net taxable income the way Oklahoma's $1,000 allowances do. Two exemptions on $75,000 cut state tax from $2,409 to $2,351 here.

Single filer, 0 AR4EC exemptions — engine output
SalaryAR taxTake-home
$30,000$654$25,631
$40,000$1,044$33,276
$50,000$1,434$40,921
$60,000$1,824$48,566
$75,000$2,409$59,184
$100,000$3,685$75,495

Arkansas paycheck examples

$75,000 salary

Line itemAmount
Gross pay (annual)$75,000
Federal income tax−$7,670
FICA−$5,738
Arkansas income tax−$2,409
Take-home (annual)$59,184
Take-home (per Bi-Weekly paycheck)$2,276

$40,000 salary

Line itemAmount
Gross pay (annual)$40,000
Federal income tax−$2,620
FICA−$3,060
Arkansas income tax−$1,044
Take-home (annual)$33,276
Take-home (per Bi-Weekly paycheck)$1,280

Arkansas tax is $1,044 on $40,000 versus $2,409 on $75,000 — lower wages sit in lower formula bands.

Hourly wages and Arkansas take-home pay

Hourly workers annualize first: rate × 40 hours × 52 weeks. At $25 an hour that is $52,000 gross — about $816 per weekly check with $1,512 Arkansas tax.

Single filer, 0 AR4EC exemptions, bi-weekly pay — engine output
Hourly rateAnnual gross (40 hr/wk)AR taxTake-home
$15/hr$31,200$701$26,548
$20/hr$41,600$1,107$34,499
$25/hr$52,000$1,512$42,450
$30/hr$62,400$1,918$50,400
$40/hr$83,200$2,729$64,632

Bi-weekly and monthly pay in Arkansas

Pay frequency changes the per-check slice, not annual tax. A $75,000 salary lands at about $2,276 per bi-weekly check versus $4,932 monthly — same annual take-home, different division.

$75,000 single, 0 AR4EC exemptions
Pay frequencyPaychecks / yrGrossAR taxNet
Weekly52$1,442$46$1,138
Bi-Weekly26$2,885$93$2,276
Semi-Monthly24$3,125$100$2,466
Monthly12$6,250$201$4,932

Related tools

Mississippi paycheck calculator Oklahoma paycheck calculator Missouri paycheck calculator All salary tools

Estimate only — not tax advice

This calculator models 2026 federal rules and Arkansas DFA formula withholding ($2,470 standard deduction, 3.9% top formula rate, $29 per AR4EC exemption). Low-income tax tables, filing-status credits, and supplemental wage withholding are not fully modelled. Confirm amounts with your employer, the Arkansas Department of Finance and Administration, or a licensed tax professional.

Frequently Asked Questions

How much tax is taken out of a paycheck in Arkansas?
Federal income tax, FICA, and Arkansas state income tax. On $75,000 with zero AR4EC exemptions, this calculator estimates $7,670 federal, $5,738 FICA, and $2,409 Arkansas tax — about $2,276 per bi-weekly check. Arkansas has no city wage tax on ordinary paychecks.
Does Arkansas have state income tax?
Yes. Arkansas withholds using the Department of Finance and Administration formula method: subtract $2,470 standard deduction from annual wages, apply a percentage rate with a bracket adjustment, round, then subtract $29 per AR4EC exemption. Top withholding in the 2026 table is 3.9% on higher incomes.
What taxes come out of an Arkansas paycheck?
Typically federal income tax, Social Security, Medicare, and Arkansas state withholding. At $75,000 gross with zero exemptions, total deductions here are $15,817 — $59,184 take-home annually. Pre-tax 401(k) and HSA lower both federal and Arkansas wage bases.
How do I calculate my Arkansas take-home pay?
Annualize gross pay, subtract pre-tax deferrals, subtract $2,470, run the DFA percentage-minus-adjustment formula, subtract AR4EC credits, then divide net annual pay by your pay periods. This page does that live — on $75,000 you get about $2,276 per bi-weekly check.
How does Arkansas paycheck withholding work?
Employers annualize wages, subtract $2,470 to reach net taxable income, look up the 2026 formula bracket (using the $50 midrange when income is under $100,001), compute gross tax as rate × income minus the bracket adjustment, round, subtract $29 per AR4EC exemption, and divide by pay periods.
How are hourly wages taxed in Arkansas?
Same formula on annualized wages. At $25 an hour for 40 hours, gross is $52,000 — about $816 per weekly check with $1,512 Arkansas tax and $4,060 federal here.
How are salaries taxed in Arkansas?
Salary is annualized from your pay frequency. On $75,000 with zero exemptions, Arkansas net taxable wages are $72,530 after the standard deduction and state tax is $2,409.
What is Arkansas payroll tax?
For most W-2 employees, "payroll tax" means federal FICA plus Arkansas income tax withholding — not a separate flat payroll surtax. Arkansas does not levy local earned-income tax on ordinary wages like some neighboring states.
Do AR4EC exemptions change Arkansas withholding?
Each exemption subtracts $29 from annual gross tax after the formula runs. Two exemptions on $75,000 drop state tax from $2,409 to $2,351 and raise take-home to $59,242 here.
Does a 401(k) lower Arkansas state tax?
Yes — Arkansas withholding wages follow federal AGI after pre-tax deferrals. A $10,000 traditional 401(k) on $75,000 drops Arkansas tax from $2,409 to $2,019.
How is an Arkansas bi-weekly paycheck calculated?
Annual Arkansas net tax is divided by 26. On $75,000 with zero exemptions, that is about $2,276 per bi-weekly check after $2,409 state withholding.
Is this Arkansas paycheck calculator the same as ADP or SmartAsset?
No affiliation. This tool embeds the Arkansas DFA 2026 formula method from whformula_2026.pdf. Low-income tax tables, filing-status credits, and supplemental wage rates are not fully modelled. Confirm amounts with your employer or a licensed tax professional.

verifiedOfficial Sources

⚠️ Disclaimer

This calculator provides estimates only. For personal financial advice, consult a licensed professional. Actual results may vary based on individual circumstances and current market conditions.